Approximately 1 in 6 Americans have a disability which makes them likely to experience economic deprivation. Social Security Disability Insurance is an earned benefit that helps millions of workers in the U.S get protection in cases of a relentless, long-term medical impairment.

Currently, around 156 million workers have SSDI protection, with about 8.2 million of them having received benefits from SSDI. Some of the payment benefits go to kin -– 104,000 spouses and 1.4 million children.

The critical assistance that disability insurance offers allows for people with disabilities to be independent. Most working Americans are uninformed about SSDI and how it can help them avoid financial ruin if they were to become too ill to fund their upkeep. With the best social security disability attorneys in your region, you will have a straightforward experience handling and claiming SSDI.

Therefore, how do you earn protection, and why is it important?

SSDI Protection and Benefits

Even though many people do not like to think of the worst-case scenario in terms of their health, it is better to be forearmed about any possibilities.

1. Earning Protection

To earn your SSDI protection, you must pay 1% of your earnings to the program. This percentage is deducted directly from your paycheck, so you don’t have to worry about the technicalities.

Please note that you have to meet the standards set by the SSDI program. They include but are not limited to:

• A work history that includes current work
• Incapacity to do significant work
• Severe mental/physical impairment that lasts 12 months or more or is fatal
• Five months for applicants before qualification

In order to increase your chances of earning protection, it is recommended to hire the best social security disability attorneys in your area.

2. The Upside

This program is not a simple retirement plan. In fact, young people starting their careers have at least a 30% chance of dying or being eligible for SSDI before their legal retirement age. It is hence of substantial importance to all working Americans. Plus, with the best social security disability attorneys, you are in safe hands.

First and foremost, SSDI is meant to help people who can no longer support themselves financially due to disability. The funding that one gets can cater to basic needs and other necessities. Since it is an earned benefit, you will be reaping the fruits of your sweat.

Next, by providing a portion of an eligible applicant’s salary, families are saved from extreme poverty. This helps the U.S.A. bridge the gap between the high and low class, protecting the financial state of the working middle class. Thus, Disability Insurance is an integral part of social security.

Size and Scope of SSDI

Out of the over 8.6 million workers benefiting from SSDI, approximately 2 million are men, 1 million are women, 2 million are disabled workers, and the rest are spouses and children of eligible applicants.

In 2021, the average benefit (monthly) was $1,277 and $2,226 for disabled workers with families. Medium-wage earners can claim benefits of up to 42% of their previous earnings, whereas minimal-wage workers get nearly 61% of their past earnings.

To reap all the advantages of Disability Insurance, look for the best social security attorneys within your locality. Contact and request a free consultation to see if you qualify for SSDI. You can also call us if you need to talk to a social security disability appeal lawyer.